Free tools

You don't have to be picked to get out of debt. Start here.

Monthly budget

Debt Take Down

List your debts. We'll take down the smallest first, then roll that payment into the next one until every debt is gone.

Your plan will show here.

Free printables

Print them at home, fill them in with a pencil, and keep going. No sign-up, no email needed.

First page of the Monthly Budget Monthly BudgetPlan every dollar, then see what's left for debt.Free PDF · 2 pages · print at home First page of the Debt and Credit Tracker Debt and Credit TrackerYour Debt Take Down list, payoff progress, and a credit score log.Free PDF · 3 pages · print at home First page of the Bill Tracker Bill TrackerEvery bill and due date, plus a year of paid checkboxes.Free PDF · 2 pages · print at home First page of the Spending Journal Spending Journal30 days of writing down what you spend and how you felt.Free PDF · 6 pages · print at home First page of the Body Back on Track Journal Body Back on Track Journal30 days of water, sleep, movement, and energy.Free PDF · 6 pages · print at home First page of the Mind Back on Track Journal Mind Back on Track Journal30 days of mood, gratitude, and setting worries down.Free PDF · 6 pages · print at home

Want the whole plan?

Our ebooks walk you through budgeting, the Debt Take Down, and building a simpler life you'll actually enjoy.

See the ebooks